Credit risk analysis, automated in minutes.

TARA™ is the leading artificial intelligence software for CRE credit risk analysis. Empower your team to do more with AI-powered assistance.

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A technology-first approach to credit risk analysis.

Objective Results

Perform risk analysis
in minutes, not days

TARA™ provides trusted and accurate results backed by real data. Contextual machine learning automates credit risk analysis in seconds and provides objective analysis with data for rating decisions.

Transparent Analysis

Run tail risk simulations with your own stresses and assumptions

TARA™ allows users to test and understand why particular decisions are made. Gain total control and transparency to understand AI risk evaluations through the machine learning algorithms. Input and modify any factor to empower your risk analysis.

AI-powered Efficiency

Get a new committee doc with more diverse ranking

Use TARA™ to receive loan ranking based on impact on the pool. Illuminate and see what drives risk for each individual loan. Analyze how each property responds to economic or submarket factors based on its geography or property type. TARA™ highlights where to be concerned, so you know where to focus your time.

Integrated Workflows

Seamless integrations and user experience

Enable teams to do more by using AI to enhance the efficiency of their current processes. Start using TARA™ through the Excel add-in or INTEXcalc integration. Get your team up and running with just a few clicks.

For Any Deal

Full support for your CRE CLO, SASB, or Conduits

TARA™ is deal agnostic. Save time formatting data tapes to jumpstart deal analysis. Now adjust cashflows to rerun projections or compare pools using parameters of your choice. Do this, and more, in seconds!

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Experience next-gen
credit risk analysis.

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What people say

... On the high level I like it [TARA] for its easy to use, simple and concise design, and fast speed without much running time

Structured Finance Professional

Top-tier Insurance Company

B-piece buyers are naturally sensitive to minimal losses, so for any given set of bond offerings, being able to quickly compare credit pools, relative tail risk, and individual loan sensitivities can help triage deal flow and improve credit monitoring. Underwriting a whole pool takes a lot of time with few resources, or a lot of resources with little time. TARA helps those resources to be allocated more efficiently.

Leading Asset Manager

West Coast Firm

Ai SPARK is pioneering the next step forward in credit analysis. It’s AI based platform is built FOR and BY CMBS professionals and helps our team assess risk and adapt to changes in the macro environment faster than ever before. No other platform comes close.

Asset Manager

Large US Bank

With TARA™ you don’t have to bring together a costly team that’s not part of your core business. Enhance your effort with an A.I. built by CRE professionals for CRE professionals.

David Nabwangu, CEO

Ai SPARK

Ai SPARK brings cutting edge AI technology to the commercial real estate debt space. TARA™ is a tool that will enable analytic teams to significantly enhance the efficiency and accuracy of their credit decisions by directing Human Resources to their highest and best use.

Kim Diamond, Executive Chair

Ai SPARK

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Questions

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FAQ

What is TARA™?

TARA™ is the Transparent Autonomous Rating Algorithm. TARA™ delivers an unbiased look into collateral-level risk for commercial real estate debt and CMBS. Utilizing machine-learning to distill 30 years of data and more accurately forecast future performance.

How is TARA™ different?

TARA™ is the first Ai assisted risk analysis service for CRE. Giving you a superior way to instantly compare pools and triage teamwork effort. Easily integrate-able with current team workflow... Direct data feed, Excel add-in, data provider integration.

Who built TARA™?

Ai SPARK spent over 5 years of development with a team of researchers, programmers, data scientists, modelers, and investment professionals, to create TARA™. Out of the box, TARA™ brings your team the power of Artificial Intelligence.

What if I already have a model?

Keep using your model, TARA™ is different: Being the first AI assisted analyst helper that supports CRE CLO’s, SASB, and conduit. It is inherently more dynamic and is used alongside or in conjunction to regular credit risk models.

What data does TARA™ use?

TARA™ incorporates 1,000’s of data points broken into several categories; submarket, economic, geographic, property, performance, status and loan. From there TARA™ learns which data most frequently contributes to historical loan losses, and uses that information to predict future performance.

How does TARA™ help my analyst?

TARA™ handles the heavy computational work, and frees people to perform the deeper dives, focus on underwriting, and establish stress scenarios.

Who else is using TARA™?

TARA™ is used by CRE professionals at leading due diligence providers, B-piece buyers, investment grade buyers, researchers, international insurance companies, and top-tier asset managers.